The Devastating Health Toll of Foreclosure Fraud
Losing a home to fraud isn’t just financial — it’s emotional, mental, and even physical.
Foreclosure fraud doesn’t just take houses. It takes peace of mind, stability, health, and hope.
In my case, the relentless stress of fighting for 17 years against a fraudulent foreclosure caused life-altering damage: PTSD, anxiety, depression, and a rare neurological disorder called Acute Cerebellar Ataxia.
This is what foreclosure fraud does to human beings.
The Psychological War
There are no words that can fully capture the horror of being forced from your home by fraud. The stress is constant, the fear unrelenting.
I lived through:
Chronic anxiety — waking each day wondering if I would have a roof that night.
Sleepless nights — unable to rest, always replaying the “what ifs.”
PTSD — triggered by court papers, calls from collectors, and the sound of a knock at the door.
Foreclosure fraud victims live in a looping cycle of fear, confusion, and helplessness. Many even blame themselves — not realizing until years later that they were crime victims, not failures.
Attorney Neil Garfield coined the name for this: Post Traumatic Foreclosure Disorder (PTFD). And it’s real.
When Stress Attacks the Body
Stress this severe doesn’t just stay in your head — it breaks your body down.
For me, the relentless stress triggered a rare neurological disorder:
Acute Cerebellar Ataxia
This condition damages balance, coordination, and speech. To this day, I live with:
Slurred speech
Loss of coordination
Difficulty walking and moving normally
On top of that, I’ve been diagnosed with depression and anxiety linked directly to the foreclosure ordeal.
The cost isn’t just financial. It’s my health, my independence, and even my ability to play the drums — a passion I had since childhood.
Millions of Victims, Millions of Scars
What happened to me is not rare — it was part of a national epidemic.
Between 2007 and 2010, there were 3.8 million foreclosures in the U.S. That’s enough people to fill 36 Superdomes at full capacity
But these aren’t just statistics. Each foreclosure was a story:
A child forced to leave the only bedroom they’d ever known.
A couple watching years of savings vanish overnight.
Families loading their belongings into moving trucks with nowhere to go.
And often, it didn’t stop with losing a house. Many victims endured:
Marriages destroyed under the weight of financial and emotional strain.
Children traumatized, carrying fear and instability into adulthood.
Suicides among those who couldn’t bear the shame or hopelessness.
Foreclosure fraud is not just a financial crime — it is a public health crisis. The ripple effects run through families, communities, and entire generations.
Living with the Toll, Refusing to Quit
Every day, I live with the consequences of foreclosure fraud. Post Traumatic Foreclosure Disorder (PTFD) and Ataxia shape my daily life.
There are mornings when walking feels like climbing a mountain, when my speech stumbles, when the depression makes it hard to even get out of bed.
I lost more than a house — I lost years of my health, my financial stability, and the ability to live the life I once dreamed of. Even something as simple as sitting behind my drum kit — my lifelong passion — has been stolen from me.
But here’s the truth: as devastating as this has been, I am not broken.
They stole my home.
They wrecked my credit.
They took years of my health.
What they didn’t take is my will to fight.
They knocked me down, but they didn’t knock me out. My story is not over. And I will not stop until the truth is heard and justice is served.
The Human Cost of Foreclosure Fraud
This case isn’t just about me — it’s about what foreclosure fraud does to all of us.
Banks and mortgage servicers used forged documents, robo-signers, and fraudulent filings to seize homes they didn’t even own. Regulators looked the other way. Courts rubber-stamped the fraud. And millions of families paid the price.
Here’s why this matters to everyone:
If it could happen to me, it could happen to you.
If banks aren’t held accountable, they’ll keep using these tactics.
If victims stay silent, the trauma will keep repeating in future generations.
Foreclosure fraud isn’t just about contracts and mortgages — it’s about the soul of justice. When corporations can lie, forge documents, and take people’s homes without consequence, the system is broken.
My case is more than personal. It is a chance to set a legal precedent that says:
👉 Banks cannot steal homes they don’t own.
👉 Fraud has consequences.
👉 Victims deserve justice.
This fight matters because until there is accountability, foreclosure fraud will continue to destroy families and communities across America.
They knocked me down — but they didn’t break me. I refuse to let them win.
Donate Now to help me refile my case and hold them accountable.
Share my story. Because the louder we are, the harder it is for them to ignore us.